A secure, comfortable retirement is every person’s dream. Since we're living longer, healthier lives, we can expect to spend more time in retirement than our parents and grandparents did. Achieving the dream of a secure, comfortable retirement is much easier when you plan your finances accordingly. 

Social Security Retirement Planner – A good place to start thinking about planning for your retirement is with the Social Security Planner. Here you can find tools and guides to help you think through this phase of your life. It also points out things you may want to consider as you prepare for the future. 

You can:

• Find your retirement age
• Estimate your life expectancy
• Use the Retirement Estimator and the other benefit calculators to test different retirement ages or future earnings amounts
• Learn about Social Security programs
• Find out what happens if you work after you retire or if you are already a Medicare Beneficiary
• Learn how certain types of earnings and pensions can affect your benefits.

Already near retirement age? You can:

• Discover your retirement options
• Get information about how members of your family may qualify for benefits
• Find instructions on how to apply for benefits and what supporting documents you may need to furnish
• Apply for retirement benefits

One way to start planning for your future is by creating my Social Security account online. With my Social Security, you can verify your earnings, get your Social Security Statement, and much more – all from the comfort of your home or office.

Additionally, Social Security has a variety of calculators to help you plan for the future. Using these calculators can help you understand the impact of the decisions you are making today. And, we know that you will have additional questions. We are here to help you. Just give us a call at your convenience.

Quick Calculator: With the quick calculator you get a rough estimate of your benefits in today's dollars or future dollars when you input your date of birth and this year's earnings. Does not include WEP reduction. You must be 21 or older for this calculator to work correctly.

Retirement Age: Find your full retirement age and see how your monthly benefits may be reduced if you retire before your full retirement age.

Earnings Test Calculator: See how your earnings may affect your benefit payments if you are currently working and are eligible for retirement or survivors benefits this year.

Early or Late Retirement?: Determine the effect on your benefit amount if you file for early or delayed retirement benefits.