Understanding Social Security & Retirement Planning

A secure retirement is something most people hope for. Because we’re living longer, healthier lives, retirement today can last 20–30 years or more. Planning ahead can help ensure you have the income and resources needed to enjoy those years with confidence.

A helpful place to start is the Social Security Retirement Planner, which provides tools and resources to help you understand how Social Security fits into your retirement planning.

You can use these resources to:

• Find your full retirement age
• Estimate life expectancy
• Test different retirement ages or earnings scenarios
• Learn how working in retirement may affect benefits
• Understand how pensions or other earnings may impact Social Security

Set Up Your my Social Security Account

View your earnings history, see your Social Security Statement, and estimate your future benefits online. 

Quick Calculator

Get a rough estimate of your Social Security benefit based on your date of birth and current earnings. 

Retirement Age Calculator

Find your full retirement age and see how claiming benefits early may affect your monthly payment. 

Earnings Test Calculator

See how working while receiving Social Security benefits may affect your payments. 

Early or Late Retirement Calculator

Compare how claiming benefits early or delaying benefits may impact your monthly income. 

These tools are a great place to begin, but they don’t account for your full financial picture. If you’d like help understanding how Social Security fits into your retirement plan, our team at Glaser Retirement Strategies is here to help.