Secure Your Retirement with Guaranteed Growth

The Partial Protected Roll-Over Plan (PPROP) gives you what traditional retirement plans can't: protection from market crashes with steady, predictable growth.

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20%

Immediate Bonus on Rollover

Downside in Market Crashes

100%

Fee-Free Transfers

How PPROP Secures Your Retirement

The Partial Protected Rollover Plan (PPROP) ensures your retirement funds experience safe, steady growth without exposure to market crashes or unpredictable swings. While traditional plans might expose you to volatility, PPROP prioritizes security, reliability, and legacy-focused financial planning.

Unlike traditional accounts that may fluctuate based on market conditions, PPROP gives retirees peace of mind with guaranteed income and transferability of benefits—100% probate-free and fee-free. When the market goes down, PPROP growth simply pauses (0%) rather than taking a hit.

Who Benefits Most From PPROP?

401(k) & 403(b) Plans

Convert market-exposed retirement accounts to guaranteed growth vehicles.

Traditional & Roth IRAs

Eliminate market risk while maintaining tax advantages of your retirement savings.

Thrift Savings Plan (TSP)

Federal employees can secure retirement funds against government changes.

DROP Plans

Secure your Deferred Retirement Option Plan with guaranteed returns.

PLOP Plans

Turn one-time payouts into lifelong secure income with growing principal.

Inherited Accounts

Protect inherited retirement funds with guaranteed growth and simplified transfers.

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Calculate how much more you could earn with PPROP compared to traditional retirement accounts.

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PPROP provides a 20% immediate bonus on your rollover amount and protects your savings against market downturns.

Rollover Amount Min: $50,000

Your Current Age Ages 20-85

Growth Rate (%) Market avg: 4-6%

PPROP Final Value at Age 90

Includes 20% bonus + downside protection

Traditional Account Final Value

Subject to market volatility

PPROP (Downside Protected)

Traditional Retirement Account

Frequently Asked Questions

How is PPROP different from my current retirement plan?

Unlike traditional retirement plans that expose your savings to market risk, PPROP provides downside protection. When markets decline, your account doesn't lose value—it simply pauses growth. You also receive an immediate 20% bonus on rollover amounts, enhancing your long-term growth potential.

Is there a minimum amount required to start a PPROP account?

Yes, PPROP accounts typically start at $100,000 in rollover funds. We can work with smaller accounts in certain situations, however, in most cases there is a $25,000 minimum requirement. The 20% bonus applies to your entire rollover amount, regardless of size.

What types of retirement accounts can be rolled over into PPROP?

PPROP accepts rollovers from almost all qualified retirement accounts, including 401(k)s, 403(b)s, 457 plans, Traditional and Roth IRAs, TSP accounts, pension lump sums, and even non-qualified annuities. Our specialists can help determine the best approach for your specific situation.

What happens to my PPROP account if I pass away?

Your PPROP account transfers 100% to your designated beneficiaries without probate delays or fees. Beneficiaries can choose to continue the growth or access the funds according to their needs. This feature makes PPROP an ideal wealth transfer vehicle across generations.